*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--accent:#10b981;--accent-dark:#047857;--accent-light:#d1fae5;--dark:#0f1724;--body:#1e293b;--muted:#475569;--border:#e2e8f0;--bg:#fff;--surface:#f8fafc;--surface2:#f1f5f9;--r:14px;--shadow:0 4px 24px rgba(0,0,0,.07)}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;color:var(--body);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:#047857;text-decoration:none}a:hover{color:#065f46}
.container{max-width:900px;margin:0 auto;padding:0 22px}.wide{max-width:1080px}
body>nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.nav-inner{max-width:1080px;margin:0 auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{font-weight:800;font-size:20px;color:var(--dark)}.logo span{color:var(--accent)}
.nav-links{list-style:none;display:flex;gap:20px;flex-wrap:wrap}.nav-links a{color:var(--body);font-weight:600;font-size:15px}.nav-links a:hover{color:var(--accent)}
.btn{display:inline-block;padding:11px 20px;border-radius:10px;font-weight:700;font-size:15px}.btn-primary{background:#047857;color:#fff;box-shadow:0 6px 18px -6px rgba(4,120,87,.55)}.btn-primary:hover{background:#065f46;color:#fff}
main{padding:34px 0 10px}.crumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.crumbs a{color:var(--muted)}.crumbs a:hover{color:var(--accent)}
h1{font-size:clamp(28px,5vw,42px);line-height:1.18;color:var(--dark);letter-spacing:-.02em;margin-bottom:14px}
h2{font-size:26px;color:var(--dark);margin:38px 0 12px;letter-spacing:-.01em}h3{font-size:19px;color:var(--dark);margin:22px 0 8px}
p{margin:0 0 14px;color:var(--body)}.lead{font-size:19px;color:var(--muted);margin-bottom:22px}
.answer{background:var(--accent-light);border-left:4px solid var(--accent);border-radius:10px;padding:16px 18px;margin:0 0 26px;font-size:17px;color:#064e3b}
ul,ol{margin:0 0 16px 22px}li{margin:0 0 8px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin:22px 0}.card{display:block;background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:20px;transition:.15s}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.card h3{margin:0 0 6px}.card p{color:var(--muted);font-size:15px;margin:0}
.cta{background:linear-gradient(135deg,#0f1724,#1e293b);color:#fff;border-radius:18px;padding:30px;text-align:center;margin:36px 0}.cta h2{color:#fff;margin-top:0}.cta p{color:#cbd5e1}.cta .btn-primary{margin-top:8px}
table{width:100%;border-collapse:collapse;margin:18px 0;font-size:15px}th,td{border:1px solid var(--border);padding:10px 12px;text-align:left;vertical-align:top}th{background:var(--surface2)}
.faq-item{border-bottom:1px solid var(--border);padding:16px 0}.faq-item h3{margin:0 0 6px;font-size:17px}.tag{display:inline-block;background:var(--accent-light);color:#065f46;font-size:12px;font-weight:700;padding:4px 10px;border-radius:999px;margin-bottom:14px}.tip{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:16px 18px;margin:16px 0}
footer{background:var(--dark);color:#cbd5e1;margin-top:48px;padding:40px 0 26px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}footer h4{color:#fff;font-size:15px;margin-bottom:12px}footer ul{list-style:none;margin:0}footer li{margin-bottom:8px}footer a{color:#cbd5e1;font-size:14px}footer a:hover{color:var(--accent)}.footer-bottom{border-top:1px solid #334155;margin-top:28px;padding-top:18px;font-size:13px;color:#94a3b8}
@media(max-width:680px){.footer-grid{grid-template-columns:1fr}.nav-links{display:none}.nav-inner{align-items:center}.btn{padding:10px 14px}}